How does it work?

Employees determine an annual election amount to set aside into their Health Care FSA. This annual election amount will be deducted evenly out of each pay check on a pre-tax basis and put into the Flexible Spending Arrangement (FSA). Participants then use the pre-tax dollars in their FSA to pay for eligible expenses.

What expenses are eligible?

Health Care FSAs cover a wide range of medically necessary expenses including, but not limited to:

  • Copays
  • Coinsurance
  • Deductibles
  • Prescriptions
  • Dental Expenses
  • Vision Expenses
  • Orthodontia

For a more extensive list of eligible items, check out our Eligible Expenses List

Participant Features

We provide our participants with the top tools and resources available without any additional costs. The services listed below are included for participants as part of our standard administration.

  • The Navia Benefits Debit Card
  • FlexConnect
  • The MyNavia Mobile App
  • Online Account Access
  • Online Claim Submission
  • Direct Deposit

Employer Features

Your clients will be provided with the best features available in the industry at no additional cost to the client or the client’s employees. The services listed below are included as part of our standard plan administration.

  • Customized Enrollment Materials
  • Online Enrollment
  • Online Account Access and Eligibility reporting
  • Dedicated Account Team
  • $550 Carryover or 2 ½ Month Grace Period Administration
  • Custom Reimbursement Cycle
  • Integration with Payroll and HRIS systems
  • Plan Document & SPD Preparation
  • Secure File Uploads
  • Annual Non-discrimination Testing and Form 5500 Preparation
  • Compliance Support Services

Single Card Solution

Is your client planning on offering Commuter Benefits now or in the future? Our Commuter Benefits, along with our Health Care FSA benefit, are part of our single card solution suite of benefits. These benefits are consolidated onto a single debit card that will recognize the expense type and allocate funds from the appropriate benefit!

Interested in learning more?

Contact our sales team at 425.452.3498 or