Health Savings Account
A Path to Financial Wellness for Your Team
Empowering Health, Securing Futures
Give your employees a powerful tool to save for healthcare expenses, both now and in the future. A Health Savings Account (HSA) paired with a High-Deductible Health Plan (HDHP) offers a triple-tax advantage that supports your team’s financial security while delivering measurable benefits to your organization.
Get a QuoteIt’s a Partnership in Their Future
In today’s world, benefits are about more than just healthcare coverage; they are about providing stability and peace of mind. You want to offer competitive benefits that attract and retain top talent, but managing costs and administrative tasks can be overwhelming. An HSA is a personal savings account owned by the employee, but its impact is felt across your entire organization. It empowers your team to take control of their medical expenses with tax-free contributions, tax-free growth, and tax-free withdrawals for qualified costs.
Tangible Value for Your Business
Older HSA platforms often come with rigid structures, high investment minimums, and frustratingly siloed customer service, creating headaches for your HR team and barriers for your employees. Navia offers a modern, human-centered approach. We designed our HSA solution to be effortless for you and invaluable for your employees, turning a complex benefit into a simple, powerful asset.
Proven Cost Savings
On average, employers with an HSA and HDHP combination save $805 per employee on premiums and $202 per employee in total annual costs. These savings come from lower insurance premiums and reduced FICA tax contributions.
Increased Employee Participation
When employers contribute to their employees' HSAs, participation rates climb. An average employer contribution of just $603 can make a significant difference, encouraging your team to invest in their long-term health and financial wellness.
10+
A Decade of Trust
Our partners stay with us for an average of 10+ years. This is a testament to the reliable service and consistent value we deliver.
How Navia Makes HSAs Simple and Effective
We believe that great benefits should be easy to manage. Our solutions are built to scale with your business, whether you have a small team or a large enterprise, and we provide the support you need at every stage.
Effortless Administration for You
Stop wasting time with manual data entry and disjointed systems. We provide everything you need to manage your HSA program with ease.
Scalability for Businesses of All Sizes
Our solutions are designed to fit your unique needs. We serve over 7,000 employers across all 50 states, offering flexible and customizable plans that adapt as your company grows. We coordinate with limited-purpose FSAs for vision and dental, ensuring your benefits package works together seamlessly.
Unwavering Compliance, Complete Peace of Mind
Navigating federal and local regulations can be a major challenge for HR professionals. We ensure your plan is fully compliant, providing plan documents, materials, and expert guidance to reduce risk and give you confidence that your benefits are managed correctly.
Empowering Your Employees to Thrive
An HSA is only as good as its usability. We provide intuitive, employee-centric tools that make it easy for your team to access their funds, track their spending, and grow their savings.
