The One Big Beautiful Bill (OBBB), introduced as H.R. 1 in the 119th Congress and advanced through the budget reconciliation process pursuant to House Concurrent Resolution 14, was originally crafted as a sweeping legislative package encompassing tax, health, and social policy reforms. However, following…
Starting January 1, 2026, Highly Paid Individuals Must Make Their Catch-Up Contributions as Roth. The SECURE 2.0 Act impacts catch-up contributions for 401(k), 403(b), and 457(b) plans. Participants who earned more than $145,000 in FICA wages in the year must…
Read More About Mandated Catch-Up Contributions as Roth: What Plan Sponsors Need to Know
The landscape of retirement plan administration is shifting, with growing emphasis on advisor-driven service models, fiduciary responsibility, and participant outcomes. In a recent nationwide survey conducted by Alliance Benefit Group (ABG), the nation’s largest consortium of independent 401(k) recordkeepers, over…
Read More About What 401(k) Advisors Value Most in Recordkeeper Selection
What’s in the Pipeline? Maybe you’ve heard about the One Big Beautiful Bill that includes some tax reforms? On May 22, 2025, the U.S. House of Representatives passed “The One Big, Beautiful Bill,” a comprehensive tax reform package. While the…
Table of Contents Loan Collections Will Resume How Navia Can Help: A Full-Spectrum Education Benefit Solution Why Offer Student Loan Repayment Now? Employers Can Help Conclusion FAQs Loan Collections Will Resume The U.S. Department of Education announced that its Office…
Read More About Student Loan Repayment: Now’s the Time to Offer Education Benefits
Much has been written about how Americans save and how about half do not save for retirement; however, highly compensated employees are often overlooked in this discussion because the assumption is that they will be simply fine—thank you very much.…
Read More About Retirement Savings Strategies for Highly Compensated Employees
