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Lifestyle Spending Accounts (LSA)

Reimagine Your Workplace with Lifestyle Spending Accounts

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Employers & Brokers

Wellness That Works for Everyone

You want to support your team’s health, happiness, and work-life balance, but generic wellness programs often miss the mark. They can feel impersonal, leading to low engagement and questionable returns. It’s time for a more personal, flexible, and impactful approach.

Lifestyle Spending Accounts (LSAs) empower you to offer meaningful incentives that resonate with your employees’ individual needs. Imagine supporting everything from a team member’s new gym membership to another’s home office setup. With an LSA, you create a culture of care that pays you back in loyalty, productivity, and a healthier bottom line.

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LSA Impact

The Financial Advantage

Investing in your employees’ well-being delivers tangible financial returns. LSAs are more than just a popular perk; they are a strategic tool for your business.

Significant ROI

Studies show that for every dollar invested in effective lifestyle and wellness programs, employers can see a return of $1.50, primarily from reduced absenteeism and lower healthcare costs.

Boosted Productivity

When employees feel supported in their personal and professional lives, their focus and productivity at work improve.

Enhanced Recruitment and Retention

A forward-thinking benefits package that includes an LSA makes you an employer of choice. It shows you care about your team as people, which is a powerful message in today’s competitive job market.

Solutions Designed for Your Unique Needs

Our platform is the most comprehensive in the market, ready to handle any plan design you can envision. You’ll never hear “we can’t support that” from us.


  • Total Customization: Define eligible expense categories that align with your company values, from physical fitness and mental well-being to professional development and remote work expenses.
  • Flexible for Any Industry: We partner with businesses across all sectors, tailoring LSA plans that make sense for their specific workforce.
  • Seamless Integration: Our systems can integrate with your existing payroll and HRIS platforms, simplifying administration and creating a smooth experience for your team.

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Employee Experience

Engaging Tools for a Seamless Experience

A benefit is only valuable if people use it. That’s why we’ve designed our entire experience around simplicity and engagement. Our team is here to help, with 98% of all issues resolved on the first call.

The MyNavia Mobile App

Employees can manage their LSA on the go. Submitting a claim is as easy as snapping a photo of a receipt. They can check balances, get alerts, and view eligible expenses anytime, anywhere.

Real-Time Monitoring

Our employer portal gives you a clear view of your program's success. Track participation rates and monitor utilization in real-time to understand your return on investment.

Dedicated Support

We provide live customer support for both you and your employees. When questions arise, a knowledgeable and empathetic person is here to help.

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Create a Benefits Experience They’ll Appreciate

Are you ready to offer a benefit that adapts to your employees’ lives and delivers real results for your business? Let us show you how a Navia Lifestyle Spending Account can transform your workplace culture and support your team in ways that truly matter.