Health Reimbursement Arrangement (HRA)
Making Healthcare Costs More Manageable for You
What is an HRA?
Healthcare expenses can be unpredictable, and it’s not always easy to budget for them. Your employer understands this and has partnered with Navia to offer a Health Reimbursement Arrangement (HRA). Think of it as giving you peace of mind; it’s an account funded entirely by your employer to help you pay for qualified medical costs. We’re here to make using your HRA simple and straightforward, every step of the way.
HRA Benefit GuideHow Your Employer Is Helping You Take Control of Healthcare Costs
An HRA is an account that works with your employer’s health plan. It’s designed to reimburse you for certain healthcare expenses for you, your spouse, and your eligible dependents. Because your employer designs the plan, the specifics can vary. You might use it to cover deductibles, copayments, or specific costs like dental and vision care. The best part is that your employer funds it 100%, so it’s a benefit that directly reduces what you have to pay out of your own pocket.
The Real-World Benefits of Your HRA
Imagine getting an unexpected medical bill. Instead of feeling stressed, you feel prepared. That’s the confidence an HRA provides.
Putting Your Benefits at Your Fingertips
We’ve designed our tools to fit seamlessly into your life, so managing your HRA is always convenient.
The MyNavia App
Check your balance, submit a claim with a snap of a picture, and get alerts right on your phone. It’s your benefits hub on the go.
Navia Participant Portal
Access your account 24/7 from any computer. View your transaction history, submit claims, and find helpful resources.
The Navia Benefits Card
You may receive an HRA benefits debit card with your plan. Simply swipe it to pay for eligible expenses directly from your HRA funds.
Human Support When You Need It
Have a question? Our customer service team is here to help. You’ll speak with a live Navia expert who can provide clear answers about your plan.
