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Scheduled Health Reimbursement Arrangement (SHRA)

Making Healthcare Costs More Manageable for You

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Participants

What is a Scheduled HRA?

A Scheduled Health Reimbursement Arrangement (SHRA) is a benefit plan funded entirely by your employer. It’s created to help you pay for qualified healthcare expenses for yourself and your covered dependents. This benefit is designed to give you peace of mind. It helps you cover out-of-pocket expenses so you can focus on what matters most: your health and well-being.

SHRA Plan Design

How Your SHRA Gives You a Financial Boost

Your employer designs the plan, the specifics of what is covered can vary. It might be set up to cover your deductible, copayments for doctor visits, or other medical costs that your primary insurance doesn’t fully pay. The goal is always the same: to lighten your financial load when it comes to healthcare.

To understand exactly what your plan covers, your Schedule of Benefits is your best resource. This document outlines all the details you need.

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The Real-World Benefits of Your SHRA

Imagine getting an unexpected medical bill. Instead of feeling stressed, you feel prepared. That’s the confidence a SHRA provides.

Reduces Your Out-of-Pocket Costs

Your employer gives you funds to help pay for healthcare, which means less money comes out of your bank account.

Funds for Unexpected Needs

Life happens. A SHRA provides a safety net for those unforeseen medical costs, so you can handle them without worry.

Covers the Whole Family

Your SHRA funds can typically be used for you, your spouse, and your eligible dependents, providing support for your entire family’s health.

Access Your SHRA

Putting Your Benefits at Your Fingertips

Participant Portal

Get 24/7 access to your benefits with the our Participant Portal. Submit claims, view account balances and history, get alerts and notifications, and much more!

Mobile App

Whether you’re at the doctor’s office or on vacation, the mobile app allows you to manage and access your benefits right from your smartphone! Available for iPhone and Android devices, the mobile app is a free-to-download and free-to-use tool for any Scheduled HRA participant.

Vision Benefit Cards

With our vision plans, we do not offer a network. You will receive an ASi/Navia Benefit ID Card and can go to any provider to receive vision services. Some vision providers choose to require payment up front for services, which means you will have to pay out-of-pocket up front and then submit an itemized statement to ASi/Navia for reimbursement.

SHRA Dental Plans

Your Dental Networks

With our dental plans, we offer several different networks to choose from to give your employees a bigger discount when seeing a contracted dental provider. Below are the networks you can choose from Central Valley Dental Partners (CVDP), Central Coast Dental Providers (CCDP), and First Dental Health.

CVDP CCDP First Dental Health
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Have questions? We’re here to help.

If you need assistance or want to speak with an expert about your plan, please call us. Our dedicated SHRA service representatives are ready to provide the clear, helpful answers you need.