Minimum Essential Coverage (MEC)
Affordable, Compliant Healthcare Solutions for Your Team
Essential Coverage, Simplified
Providing quality healthcare benefits is a cornerstone of attracting and retaining top talent. Yet, the cost and complexity can feel overwhelming.
Navia’s Minimum Essential Coverage (MEC) plans are designed to help you achieve that balance. We provide a straightforward, affordable way to offer essential preventative care, ensuring your team stays healthy and your business remains compliant.
Get a QuoteAffordable Care and Compliance
We understand that every organization is unique. That’s why our MEC solutions are designed for flexibility and scalability, whether you’re a growing small business or a large, established enterprise.
MEC Plan
Our standard MEC plan is a self-funded solution that covers 100% of preventative services as outlined by the ACA. This includes vital screenings, check-ups, and immunizations that help your employees proactively manage their health. With our open-access network, your team members have the freedom to see any provider they choose, ensuring they get the care they need without network restrictions.
MEC Plus Plan
For employers who want to offer more, our MEC Plus plan provides a higher level of coverage. This customizable option includes all the preventative benefits of a standard MEC plan, with the ability to add select services like:
• Primary office visits
• Urgent care
• Lab work and X-rays
• Prescription drug coverage
The MEC Plus plan allows you to design a benefits package that fits your company’s culture and budget, enhancing your competitive edge in the job market.
The Navia Advantage for Employers
Choosing Navia for your MEC plan means gaining a partner dedicated to simplifying your administrative workload and maximizing your return on investment.
Financial Savings
Our plans are a cost-effective alternative to traditional comprehensive health insurance. By covering preventative care, you encourage early detection and wellness, which can lead to a healthier workforce and lower long-term healthcare costs.
Streamlined Administration
Our intuitive employer portal makes it easy to manage enrollment, access reports, and handle administrative tasks. We reduce the burden on your HR team, freeing them up for more strategic initiatives.
Guaranteed Compliance
We stay on top of changing regulations to ensure your plan always meets federal and state requirements. Let our expertise in compliance provide the assurance you need.
Customization and Scalability
Our solutions grow with you. We tailor plans and materials to fit your brand and the specific needs of your workforce, no matter the size or industry.
