Minimum Essential Coverage (MEC)
Preventative Care for a Healthier You
What is a MEC Plan?
Think of your MEC plan as your partner in proactive health. It’s a benefit plan funded by your employer that covers preventative services as outlined by the Affordable Care Act (ACA). These services are key to preventing illness and detecting health problems before they become serious.
Some employers may also offer a MEC Plus plan, which includes additional services like office visits, urgent care, or lab work. Be sure to check your specific plan details to understand all that is available to you.
Preventative Services Covered
Your MEC plan is designed to cover you and your eligible dependents for a range of preventative services, including:
• Annual check-ups and wellness visits
• Health screenings for conditions like diabetes or high blood pressure
• Routine immunizations
• Well-woman visits and contraception methods
• Cancer screenings
Benefits Designed with You in Mind
Your MEC plan comes with features built to make your healthcare experience better.
Complete Coverage for Preventative Care
Your preventative services are covered at 100%. You can focus on your health without worrying about the cost of essential screenings and check-ups.
Freedom to Choose
Our open-access approach means you are not limited to a specific list of doctors. You have the flexibility to see the provider you feel most comfortable with.
Lower Out-of-Pocket Costs
Because we pay providers directly for covered services, you face fewer upfront expenses.
Easy Access, Anytime
The mobile app and online portal give you 24/7 access to your account. Check your benefits, view claims, and find information whenever you need it.
