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Benefit eligible expenses
Thousands of ways to spend your benefit dollars

Day Care FSA - List of Eligible & Ineligible Expenses

A Day Care Flexible Spending Account (FSA) is a pre-tax benefit that enables you to set aside money to pay for your out-of-pocket day care or dependent care expenses. Filter expenses below using A – Z.

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    Activity fees

    Activity fees

    Fees paid to a dependent care center for special activities are not eligible expenses, unless these fees are incidental to, and cannot be separated from, the cost of caring for a dependent.

    Adult Day Care

    Adult Day Care

    Adult day care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Adult day care may qualify under a dependent care flexible spending account (DCFSA) when the adult is physically or mentally incapable of self care and qualifying tax dependent of the account holder.

    Learn more at FSAstore.

    After-School Care or Extended Day Care Programs

    After-School Care or Extended Day Care Programs

    After-school care or extended day care program reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). After-school care or extended day care program reimbursement is eligible with a dependent care flexible spending account (DCFSA) for the care of qualifying individuals and when it allows the account holder and their spouse to be gainfully employed or to be seeking gainful employment.

    Learn more at FSAstore.

    Agency Fee for Child Care

    Agency Fee for Child Care

    An agency fee for child care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). An agency fee for child care reimbursement is eligible with a dependent care flexible spending account (DCFSA) when the child care is for a qualifying dependent of the account holder and when it allows the account holder and spouse to be gainfully employed or to be seeking gainful employment.

    Learn more at FSAstore.

    Babysitting and child care

    Babysitting and child care

    Babysitting and child care is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). However, babysitting, child care and nursing services for a healthy baby do not qualify as medical care, but may be covered under a dependent care flexible spending account (DCFSA) if specific requirements are met, including that the guardian(s) are enabled to be gainfully employed during the time a qualifying child is cared for, a full-time student(s) or searching for gainful employment.

    Learn more at FSAstore.

    Behavioral modification programs

    Behavioral modification programs

    Behavioral modification programs may be eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA) when required for the treatment of a specific medical condition. For a dependent care flexible spending account (FSA), behavioral modification programs are eligible if they are for a qualified child or relative and allow the parent or guardian(s) to be gainfully employed, search for gainful employment or a full-time student(s). Behavioral modification programs are not eligible for reimbursement with a limited care flexible spending account (LCFSA).

    Learn more at FSAstore.

    Camps (soccer, football, ballet, etc. day camps)

    Camps (soccer, football, ballet, etc. day camps)

    Camps (soccer, football, ballet, etc. day camps) and their related expenses for children under the age of 13 or dependents incapable of self-care may be covered under a dependent care flexible spending account (DCFSA), provided that the camp enables the parents or parents to be gainfully employed, seek gainful employment or attend school full-time. Camps (soccer, football, ballet, etc. day camps) reimbursement is not eligible with a flexible spending account (FSA), limited care flexible spending account (LCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

    Learn more at FSAstore.

    Camps (summer or holiday day camps)

    Camps (summer or holiday day camps)

    Camps (summer or holiday day camps) and their related expenses for children under the age of 13 or dependents incapable of self-care may be covered under a dependent care flexible spending account (DCFSA), provided that the camp enables the parents or parents to be gainfully employed, seek gainful employment or attend school full-time. Camps (summer or holiday day camps) reimbursement is not eligible with a flexible spending account (FSA), limited care flexible spending account (LCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

    Learn more at FSAstore.

    Child Care

    Child Care

    Child care is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) and limited care flexible spending account (LCFSA). However, child care is eligible for reimbursement with a dependent care flexible spending account (DCFSA).

    Learn more at FSAstore.

    Daycare

    Daycare

    Daycare expenses are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA) and limited care flexible spending accounts (LCFSA). However, the cost of daycare is a qualified eligible expense under a dependent care FSA (DCFSA).

    Learn more at FSAstore.

    Dependent Care

    Dependent Care

    Dependent Care is not required for treatment, prevention or diagnosis of a medical condition and therefore not eligible.

    Learn more at FSAstore.

    Disabled Dependent Care Expenses, Medical

    Disabled Dependent Care Expenses, Medical

    Medical expenses for a disabled dependent are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) and a dependent care flexible spending account (DCFSA), the latter of which is eligible provided that the care if for a qualifying dependent. Disabled dependent care expenses reimbursement is not eligible with a limited care flexible spending account (LCFSA).

    Learn more at FSAstore.

    Elder Care

    Elder Care

    Elder care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Elder care may qualify under a dependent care flexible spending account (DCFSA) when the elder lives with the account holder for 8 or more hours per day.

    Learn more at FSAstore.

    Enrichment classes

    Enrichment classes

    Enrichment classes are not covered.

    Food expenses

    Food expenses

    Expenses related to the cost of food during the day care service are not eligible.

    Kindergarten

    Kindergarten

    Kindergarten tuition is not eligible.

    Nanny

    Nanny

    The expenses incurred from hiring a nanny are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). However, a dependent care flexible spending account (DCFSA) will cover nanny expenses related to the care of a child, disabled spouse, elderly parent or other dependent who is physically or incapable of self-care.

    Learn more at FSAstore.

    Newborn Care

    Newborn Care

    Medical care for a newborn covered under the account is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Newborn care reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).

    Learn more at FSAstore.

    Overnight camp

    Overnight camp

    Overnight Camp is not eligible.

    Preschool or Nursery School

    Preschool or Nursery School

    The cost of a preschool or nursery school is only eligible for reimbursement with a dependent care flexible spending account (DCFSA). Preschool or nursery school reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA).

    Learn more at FSAstore.

    School Tuition

    School Tuition

    School tuition is not eligible for kindergarten and above

    Summer Camp

    Summer Camp

    Summer camps that involve overnight stays are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Summer day camps can be eligible. For more information, see Day Camps.

    Learn more at FSAstore.

    Summer Camps (Day Camp)

    Summer Camps (Day Camp)

    Summer camp is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Summer Camps (Day Camps) are eligible for reimbursement with a dependent care flexible spending account (DCFSA).

    Learn more at FSAstore.

    Summer school

    Summer school

    Summer school is not eligible.

    YMCA day camp

    YMCA day camp

    YMCA day camp is eligible for reimbursement with dependent care flexible spending accounts (DCFSA). They are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA), and limited care flexible spending accounts (LCFSA).

    Learn more at FSAstore.

  • No Expenses Found