The One Big Beautiful Bill (OBBB), introduced as H.R. 1 in the 119th Congress and advanced through the budget reconciliation process pursuant to House Concurrent Resolution 14, was originally crafted as a sweeping legislative package encompassing tax, health, and social policy reforms. However, following…
Unlock the Potential of Open Enrollment to Boost FSA and HSA Participation Open enrollment is your annual opportunity to reshape your employees’ benefits experience. It’s the perfect time to educate your team, highlight the advantages of your offerings, and encourage…
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Starting January 1, 2026, Highly Paid Individuals Must Make Their Catch-Up Contributions as Roth. The SECURE 2.0 Act impacts catch-up contributions for 401(k), 403(b), and 457(b) plans. Participants who earned more than $145,000 in FICA wages in the year must…
Read More About Mandated Catch-Up Contributions as Roth: What Plan Sponsors Need to Know
The landscape of retirement plan administration is shifting, with growing emphasis on advisor-driven service models, fiduciary responsibility, and participant outcomes. In a recent nationwide survey conducted by Alliance Benefit Group (ABG), the nation’s largest consortium of independent 401(k) recordkeepers, over…
Read More About What 401(k) Advisors Value Most in Recordkeeper Selection
For millions of Americans, 401(k) plans are synonymous with retirement planning. These employer-sponsored, tax-advantaged accounts are a pillar of long-term financial security. But what do Americans truly think about their 401(k) plans? Are common perceptions rooted in reality, or do…
Read More About How Americans Really Feel About 401(k) Plans (And What You Might Be Missing)
What’s in the Pipeline? Maybe you’ve heard about the One Big Beautiful Bill that includes some tax reforms? On May 22, 2025, the U.S. House of Representatives passed “The One Big, Beautiful Bill,” a comprehensive tax reform package. While the…
Table of Contents Loan Collections Will Resume How Navia Can Help: A Full-Spectrum Education Benefit Solution Why Offer Student Loan Repayment Now? Employers Can Help Conclusion FAQs Loan Collections Will Resume The U.S. Department of Education announced that its Office…
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Much has been written about how Americans save and how about half do not save for retirement; however, highly compensated employees are often overlooked in this discussion because the assumption is that they will be simply fine—thank you very much.…
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Workplace benefits trends continually transform as organizations strive to meet the evolving needs of their workforce while navigating an increasingly complex business landscape. By embracing trends like Artificial Intelligence (AI), enhanced mental health initiatives, and innovative health and financial benefits,…
Read More About Top Workplace Benefit Trends to Watch in 2025
The Internal Revenue Service (IRS) recently announced that California wildfire victims are now eligible for tax relief, including deadline extensions. The full details of this announcement are available here. This is good news for all Californians who have been significantly…
Read More About IRS Tax Relief for California Wildfire Victims – Deadlines Extended
