Starting January 1, 2026, Highly Paid Individuals Must Make Their Catch-Up Contributions as Roth. The SECURE 2.0 Act impacts catch-up contributions for 401(k), 403(b), and 457(b) plans. Participants who earned more than $145,000 in FICA wages in the year must…
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What’s in the Pipeline? Maybe you’ve heard about the One Big Beautiful Bill that includes some tax reforms? On May 22, 2025, the U.S. House of Representatives passed “The One Big, Beautiful Bill,” a comprehensive tax reform package. While the…
Table of Contents Loan Collections Will Resume How Navia Can Help: A Full-Spectrum Education Benefit Solution Why Offer Student Loan Repayment Now? Employers Can Help Conclusion FAQs Loan Collections Will Resume The U.S. Department of Education announced that its Office…
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Much has been written about how Americans save and how about half do not save for retirement; however, highly compensated employees are often overlooked in this discussion because the assumption is that they will be simply fine—thank you very much.…
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Workplace benefits trends continually transform as organizations strive to meet the evolving needs of their workforce while navigating an increasingly complex business landscape. By embracing trends like Artificial Intelligence (AI), enhanced mental health initiatives, and innovative health and financial benefits,…
Read More About Top Workplace Benefit Trends to Watch in 2025
The Internal Revenue Service (IRS) recently announced that California wildfire victims are now eligible for tax relief, including deadline extensions. The full details of this announcement are available here. This is good news for all Californians who have been significantly…
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In a move toward enhancing healthcare accessibility, the IRS has released Notice 2024-75, expanding the list of preventative care coverage allowed under high deductible health plans (HDHPs). This update allows certain preventative care services and products to be provided without…
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The IRS has announced the 2025 cost-of-living adjustments (COLA) for various tax-advantaged accounts, including Flexible Spending Accounts (FSAs). This blog post will walk you through the key changes and their implications. Here’s a quick summary of the 2025 limits for…
Read More About 2025 Cost-of-Living Adjustments Unveiled by IRS for FSAs and More
Do Health Savings Account (HSA) providers have the secret weapon for cost-effective employee benefits? In today's rapidly evolving marketplace, where every dollar counts, companies face the perpetual challenge of managing healthcare costs while still offering competitive benefits packages. Enter the…
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Open enrollment communications are pivotal to a successful open enrollment process. Good communications are also a strategic opportunity to boost FICA savings for your company. Most companies do a one-time information blast to their employees about their options, resulting in…
Read More About The Comprehensive Guide to Open Enrollment Communications that Work in 2024
