Each year, the IRS updates a wide range of dollar limits that affect employer-sponsored retirement plans and IRAs, including contribution caps, compensation thresholds, catch-up limits, and other relevant limits. These cost-of-living increases ensure the rules keep pace with inflation and…
Contribution limits were announced by the IRS on October 9, 2026. These 2026 cost-of-living adjustments (COLAs) affect contribution limits for various tax-advantaged accounts in Rev. Proc. 2025-32, including Flexible Spending Accounts (FSAs). 2026 Benefit Limits at a Glance: Health Care…
Read More About Contribution Limits Announced for 2026 – FSAs and More
The IRS has finalized key regulations under the SECURE 2.0 Act that will reshape how 401(k) catch-up contributions work, especially for high earners. These changes go into effect on January 1, 2026, and plan sponsors need to start preparing now. At…
Regulatory Update: A Major Shift in Direction The Department of Labor (DOL) issued Compliance Assistance Release No. 2025-01 on May 28, 2025, formally rescinding its 2022 guidance that urged plan fiduciaries to exercise “extreme care” when including cryptocurrency, or “crypto,”…
Read More About Crypto in Retirement Plans: What You Need to Know
The One Big Beautiful Bill (OBBB), introduced as H.R. 1 in the 119th Congress and advanced through the budget reconciliation process pursuant to House Concurrent Resolution 14, was originally crafted as a sweeping legislative package encompassing tax, health, and social policy reforms. However, following…
Starting January 1, 2026, Highly Paid Individuals Must Make Their Catch-Up Contributions as Roth. The SECURE 2.0 Act impacts catch-up contributions for 401(k), 403(b), and 457(b) plans. Participants who earned more than $145,000 in FICA wages in the year must…
Read More About Mandated Catch-Up Contributions as Roth: What Plan Sponsors Need to Know
What’s in the Pipeline? Maybe you’ve heard about the One Big Beautiful Bill that includes some tax reforms? On May 22, 2025, the U.S. House of Representatives passed “The One Big, Beautiful Bill,” a comprehensive tax reform package. While the…
Table of Contents Loan Collections Will Resume How Navia Can Help: A Full-Spectrum Education Benefit Solution Why Offer Student Loan Repayment Now? Employers Can Help Conclusion FAQs Loan Collections Will Resume The U.S. Department of Education announced that its Office…
Read More About Student Loan Repayment: Now’s the Time to Offer Education Benefits
Much has been written about how Americans save and how about half do not save for retirement; however, highly compensated employees are often overlooked in this discussion because the assumption is that they will be simply fine—thank you very much.…
Read More About Retirement Savings Strategies for Highly Compensated Employees
Workplace benefits trends continually transform as organizations strive to meet the evolving needs of their workforce while navigating an increasingly complex business landscape. By embracing trends like Artificial Intelligence (AI), enhanced mental health initiatives, and innovative health and financial benefits,…
Read More About Top Workplace Benefit Trends to Watch in 2025
