Beginning January 1, 2026, certain higher-paid employees must make all catch-up contributions to their 401(k), 403(b), or 457(b) plan as Roth contributions (after-tax). Who This Affects Highly Paid Individuals (HPIs) - employees who earned more than $145,000 in FICA wages…
Read More About Secure 2.0 and Roth Catch-Up Rules: Preparing for 2026
Retirement planning is often seen as a long-term concern, but for employers, it’s a pressing priority. Helping employees prepare for a financially secure future not only reduces stress but also builds trust and loyalty within the workplace. However, despite the…
Read More About The Psychology of Retirement Planning: How to Motivate Employees to Save
The One Big Beautiful Bill (OBBB), introduced as H.R. 1 in the 119th Congress and advanced through the budget reconciliation process pursuant to House Concurrent Resolution 14, was originally crafted as a sweeping legislative package encompassing tax, health, and social policy reforms. However, following…
The landscape of retirement plan administration is shifting, with growing emphasis on advisor-driven service models, fiduciary responsibility, and participant outcomes. In a recent nationwide survey conducted by Alliance Benefit Group (ABG), the nation’s largest consortium of independent 401(k) recordkeepers, over…
Read More About What 401(k) Advisors Value Most in Recordkeeper Selection
For millions of Americans, 401(k) plans are synonymous with retirement planning. These employer-sponsored, tax-advantaged accounts are a pillar of long-term financial security. But what do Americans truly think about their 401(k) plans? Are common perceptions rooted in reality, or do…
Read More About How Americans Really Feel About 401(k) Plans (And What You Might Be Missing)
Much has been written about how Americans save and how about half do not save for retirement; however, highly compensated employees are often overlooked in this discussion because the assumption is that they will be simply fine—thank you very much.…
Read More About Retirement Savings Strategies for Highly Compensated Employees
Workplace benefits trends continually transform as organizations strive to meet the evolving needs of their workforce while navigating an increasingly complex business landscape. By embracing trends like Artificial Intelligence (AI), enhanced mental health initiatives, and innovative health and financial benefits,…
Read More About Top Workplace Benefit Trends to Watch in 2025
In today's dynamic business landscape, small business retirement plans are more than just an add-on; they are an investment in the future well-being of your employees and your business. Additionally, small business retirement plans are increasing in popularity due to…
Read More About Small Business Retirement Plans: Strategies for Success
Retirement plans are highly regulated, and organizations must consider a multitude of variables when it comes to choosing a 401k plan administrator. Choosing the right partner is essential to the success of a company’s retirement plan and can help your…
Read More About 401k Plan Administrator: 9 Qualities To Look For
